Bemidji, MN Bank

Citizens State Bank Midwest

Citizens State Bank Midwest offers a wide variety of accounts and services to meet the needs of our customers in Bemidji, MN. Our rates are competitive and our staff will strive to provide you with the best banking services possible. We guarantee customer satisfaction.

Bank - Bemidji, MN - Citizens State Bank Midwest

Learn More About Citizens State Bank Midwest:

  • Full service banking
  • Free checking
  • Personal banking
  • Business banking
  • Mortgage banking
  • Online services


Citizens State Bank Midwest has been serving the people of northeast North Dakota since 1936, when we opened our first office in Neche. At that time the bank was known as Citizens State Bank of Neche. A branch was established in Pembina in 1954. In March of 1977, the bank set up a trailer on the construction site in Cavalier, North Dakota where the official main office would be built. At that time the name was changed To Citizens State Bank of Pembina County.

In October of 1999, Citizens State Bank of Pembina County purchased a well known "Hometown Bank," located in Stephen, Minnesota called Farmers State Bank. With a facility in Kennedy, this merger brought our branch number to four and we became Citizens State Bank - Midwest.

The office of Citizens Loan Company, LPO, located in Scottsdale, Arizona, was opened in June of 2001.

Citizens State Bank - Midwest built new facilities in Walhalla, North Dakota, and Bemidji, Minnesota in 2002.

Contact Citizens State Bank Midwest today at 218-444-3486 or 866-615-1552 for more information.

You can visit our other location:
Bemidji, MN South Office
101 Shevlin Avenue Southwest, PO Box 1250, Bemidji, MN 56619
Phone: 218-444-3487
Toll Free: 866-615-1552
Fax: 218-444-5506

Contact Information



Hours of Business:

Monday to Friday: 8:30 am to 6:00 pm
Saturday: 9:00 am - 12:00 pm

Bemidji, MN South Office

Monday, Tuesday, Wednesday, and Friday: 8:30 am to 4:00 pm
Thursday: 8:30 am to 5:00 pm

Methods of Payment:
Cash and personal checks
Citizens State Bank Midwest accepts visa, mastercard, discover, and american express
FDIC, Equal Housing Opportunity